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	<title>Rhona Waxman's Blog</title>
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	<link>http://www.rhonawaxman.com/blog</link>
	<description>Rhona Waxman's Ontario Personal Injury &#38; Disability Law Blog</description>
	<pubDate>Fri, 26 Aug 2011 20:03:44 +0000</pubDate>
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			<item>
		<title>What does Catastrophic Impairment mean?</title>
		<link>http://www.rhonawaxman.com/blog/what-does-catastrophic-impairment-mean.html</link>
		<comments>http://www.rhonawaxman.com/blog/what-does-catastrophic-impairment-mean.html#comments</comments>
		<pubDate>Fri, 26 Aug 2011 15:21:33 +0000</pubDate>
		<dc:creator>Rhona Waxman</dc:creator>
		
		<category><![CDATA[Ask Rhona]]></category>

		<category><![CDATA[Disability Claims]]></category>

		<category><![CDATA[Motor Vehicle Accident]]></category>

		<category><![CDATA[No Fault Insurance / Accident Benefits]]></category>

		<guid isPermaLink="false">http://www.rhonawaxman.com/blog/?p=76</guid>
		<description><![CDATA[Catastrophic impairment is an injury, combination of injuries or impairment that entitles you to a greater amount of accident benefits from your insurance company.
The definition of catastrophic impairment has changed.  Presently it includes:

Paraplegia or quadriplegia
Amputation or total loss of use of two limbs
Blindness
Brain injury that measures over a certain level on testing (Glasgow Coma [...]]]></description>
		<wfw:commentRss>http://www.rhonawaxman.com/blog/what-does-catastrophic-impairment-mean.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>How do I get vehicle insurance information if the driver refuses?</title>
		<link>http://www.rhonawaxman.com/blog/how-do-i-get-vehicle-insurance-information-if-the-driver-refuses.html</link>
		<comments>http://www.rhonawaxman.com/blog/how-do-i-get-vehicle-insurance-information-if-the-driver-refuses.html#comments</comments>
		<pubDate>Thu, 04 Aug 2011 22:18:01 +0000</pubDate>
		<dc:creator>Rhona Waxman</dc:creator>
		
		<category><![CDATA[Ask Rhona]]></category>

		<category><![CDATA[Insurance Claims]]></category>

		<category><![CDATA[Motor Vehicle Accident]]></category>

		<guid isPermaLink="false">http://www.rhonawaxman.com/blog/?p=75</guid>
		<description><![CDATA[Under section 200 of the Highway Traffic Act, any person who is involved in an accident must, when requested, must give his name, address, driver’s licence number, insurance policy information and ownership information.  This information must be given to the police and to any witness or anyone else involved in the accident.
If someone doesn&#8217;t comply with section [...]]]></description>
		<wfw:commentRss>http://www.rhonawaxman.com/blog/how-do-i-get-vehicle-insurance-information-if-the-driver-refuses.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>What Are ODSP Exempt Assets?</title>
		<link>http://www.rhonawaxman.com/blog/what-are-odsp-exempt-assets.html</link>
		<comments>http://www.rhonawaxman.com/blog/what-are-odsp-exempt-assets.html#comments</comments>
		<pubDate>Mon, 13 Jun 2011 17:13:19 +0000</pubDate>
		<dc:creator>Rhona Waxman</dc:creator>
		
		<category><![CDATA[Ask Rhona]]></category>

		<category><![CDATA[Disability Claims]]></category>

		<guid isPermaLink="false">http://www.rhonawaxman.com/blog/?p=74</guid>
		<description><![CDATA[They are assets that you can have that will not affect your eligibility to ODSP.
There is a list of ODSP exempt assets found in section 289(1) of Ontario Regulation 222/98.  This is a regulation to the Ontario Disability Support Program Act, 1997.
The exempt assets that most often apply to accident settlements are: 

An amount [...]]]></description>
		<wfw:commentRss>http://www.rhonawaxman.com/blog/what-are-odsp-exempt-assets.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Can I sue someone if I have no money to hire a lawyer?</title>
		<link>http://www.rhonawaxman.com/blog/can-i-sue-someone-if-i-have-no-money-to-hire-a-lawyer.html</link>
		<comments>http://www.rhonawaxman.com/blog/can-i-sue-someone-if-i-have-no-money-to-hire-a-lawyer.html#comments</comments>
		<pubDate>Thu, 14 Apr 2011 20:28:13 +0000</pubDate>
		<dc:creator>Rhona Waxman</dc:creator>
		
		<category><![CDATA[Ask Rhona]]></category>

		<category><![CDATA[Motor Vehicle Accident]]></category>

		<category><![CDATA[Negligence Claims]]></category>

		<guid isPermaLink="false">http://www.rhonawaxman.com/blog/?p=73</guid>
		<description><![CDATA[Yes you can sue.
Often lawyers will take the case on a contingency fee basis.  That means you don’t have to give the lawyer any money.  You will pay a percentage of the judgement or settlement.  You only pay if you win the personal injury case.
The percentage is something you and the lawyer [...]]]></description>
		<wfw:commentRss>http://www.rhonawaxman.com/blog/can-i-sue-someone-if-i-have-no-money-to-hire-a-lawyer.html/feed</wfw:commentRss>
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		<item>
		<title>What is a Structured Settlement?</title>
		<link>http://www.rhonawaxman.com/blog/what-is-a-structured-settlement.html</link>
		<comments>http://www.rhonawaxman.com/blog/what-is-a-structured-settlement.html#comments</comments>
		<pubDate>Sun, 27 Jun 2010 12:58:10 +0000</pubDate>
		<dc:creator>Rhona Waxman</dc:creator>
		
		<category><![CDATA[Ask Rhona]]></category>

		<category><![CDATA[Disability Claims]]></category>

		<category><![CDATA[Insurance Claims]]></category>

		<category><![CDATA[Motor Vehicle Accident]]></category>

		<category><![CDATA[Negligence Claims]]></category>

		<category><![CDATA[No Fault Insurance / Accident Benefits]]></category>

		<guid isPermaLink="false">http://www.rhonawaxman.com/blog/?p=72</guid>
		<description><![CDATA[There are two excellent structured settlement companies in Ontario: Henderson Structured Settlements and McKellar Structure settlements.
Henderson Structured Settlements defines structured settlements as “in essence, guaranteed tax-free annuities or pensions.”  There is a lot more information on their web site.
McKellar Structured Settlements defines structured settlements as money paid “over a period of time that you choose, [...]]]></description>
		<wfw:commentRss>http://www.rhonawaxman.com/blog/what-is-a-structured-settlement.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>I&#8217;m on accident insurance currently; can I go out and live my life as usual?</title>
		<link>http://www.rhonawaxman.com/blog/accident-insurance-what-cant-i-do.html</link>
		<comments>http://www.rhonawaxman.com/blog/accident-insurance-what-cant-i-do.html#comments</comments>
		<pubDate>Tue, 08 Jun 2010 21:55:47 +0000</pubDate>
		<dc:creator>Rhona Waxman</dc:creator>
		
		<category><![CDATA[Ask Rhona]]></category>

		<category><![CDATA[Disability Claims]]></category>

		<category><![CDATA[Motor Vehicle Accident]]></category>

		<category><![CDATA[No Fault Insurance / Accident Benefits]]></category>

		<guid isPermaLink="false">http://www.rhonawaxman.com/blog/?p=71</guid>
		<description><![CDATA[I see no reason you cannot carry on with your life as best you can.  I would never tell a client to do something or not do something in their normal life just because they are on disability benefits. 
However if you work you will likely lose your disability benefits.
If you do an activity [...]]]></description>
		<wfw:commentRss>http://www.rhonawaxman.com/blog/accident-insurance-what-cant-i-do.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Can I apply for a short term disability?</title>
		<link>http://www.rhonawaxman.com/blog/can-i-apply-for-a-short-term-disability.html</link>
		<comments>http://www.rhonawaxman.com/blog/can-i-apply-for-a-short-term-disability.html#comments</comments>
		<pubDate>Wed, 03 Feb 2010 09:21:09 +0000</pubDate>
		<dc:creator>Rhona Waxman</dc:creator>
		
		<category><![CDATA[Ask Rhona]]></category>

		<category><![CDATA[Disability Claims]]></category>

		<guid isPermaLink="false">http://www.rhonawaxman.com/blog/?p=70</guid>
		<description><![CDATA[Question: I have a slip disc in my back and work has advised me to pull off because I&#8217;m a truck driver and it could cause problems. Can I apply for a short term disability through UI (Unemployment Insurance) ?
Answer: Yes you can apply for std if you have these benefits.  You can also apply for employment [...]]]></description>
		<wfw:commentRss>http://www.rhonawaxman.com/blog/can-i-apply-for-a-short-term-disability.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Driver refuses to give their information after a car accident</title>
		<link>http://www.rhonawaxman.com/blog/driver-refuses-to-give-their-information-after-a-car-accident.html</link>
		<comments>http://www.rhonawaxman.com/blog/driver-refuses-to-give-their-information-after-a-car-accident.html#comments</comments>
		<pubDate>Sat, 26 Dec 2009 03:08:22 +0000</pubDate>
		<dc:creator>Rhona Waxman</dc:creator>
		
		<category><![CDATA[Ask Rhona]]></category>

		<category><![CDATA[Motor Vehicle Accident]]></category>

		<guid isPermaLink="false">http://www.rhonawaxman.com/blog/?p=69</guid>
		<description><![CDATA[Question: Does the passenger (who sustained injury) in a motor vehicle accident have rights to the driver&#8217;s information such as address and insurance policy number? If the driver refuses, what is the passengers recourse?
Answer: You do have the right to that information. Section 200 of the Highway Traffic Act requires:
200. (1) Where an accident occurs [...]]]></description>
		<wfw:commentRss>http://www.rhonawaxman.com/blog/driver-refuses-to-give-their-information-after-a-car-accident.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Motor Vehicle Accident and ODSP</title>
		<link>http://www.rhonawaxman.com/blog/motor-vehicle-accident-and-odsp.html</link>
		<comments>http://www.rhonawaxman.com/blog/motor-vehicle-accident-and-odsp.html#comments</comments>
		<pubDate>Fri, 04 Dec 2009 12:49:03 +0000</pubDate>
		<dc:creator>Rhona Waxman</dc:creator>
		
		<category><![CDATA[Ask Rhona]]></category>

		<category><![CDATA[Motor Vehicle Accident]]></category>

		<guid isPermaLink="false">http://www.rhonawaxman.com/blog/?p=68</guid>
		<description><![CDATA[Question: I am going to settle a mva accident in December 09.  All lost wages were taken dollar for dollar off my odsp cheque for five years now.  Will that be given back to me in the settlement? I have a lawyer and don&#8217;t know if the driver was drinking to this day [...]]]></description>
		<wfw:commentRss>http://www.rhonawaxman.com/blog/motor-vehicle-accident-and-odsp.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>My lawyer wants me to see his injury doctor. Is that normal?</title>
		<link>http://www.rhonawaxman.com/blog/my-lawyer-wants-me-to-see-his-injury-doctor-is-that-normal.html</link>
		<comments>http://www.rhonawaxman.com/blog/my-lawyer-wants-me-to-see-his-injury-doctor-is-that-normal.html#comments</comments>
		<pubDate>Thu, 03 Dec 2009 13:48:21 +0000</pubDate>
		<dc:creator>Rhona Waxman</dc:creator>
		
		<category><![CDATA[Ask Rhona]]></category>

		<category><![CDATA[Insurance Claims]]></category>

		<category><![CDATA[Motor Vehicle Accident]]></category>

		<guid isPermaLink="false">http://www.rhonawaxman.com/blog/?p=67</guid>
		<description><![CDATA[Yes it is quite normal for your lawyer to send you to a doctor and in some cases to a psychologist, occupational therapist or other health care provider to get an opinion on your injuries or disabilities.  The opinion would be in the form of a medical/legal report that can be used in court.
The [...]]]></description>
		<wfw:commentRss>http://www.rhonawaxman.com/blog/my-lawyer-wants-me-to-see-his-injury-doctor-is-that-normal.html/feed</wfw:commentRss>
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