Catastrophic impairment is an injury, combination of injuries or impairment that entitles you to a greater amount of accident benefits from your insurance company.

The definition of catastrophic impairment has changed. Presently it includes [...]

Under section 200 of the Highway Traffic Act, any person who is involved in an accident must, when requested, must give his name, address, driver’s licence number, insurance policy information and ownership information.  This information must be given to the police and to any witness or anyone else involved in the accident.

If someone doesn’t comply with section 200 they are guilty of an offence and on conviction can be fined or imprisoned or have his licence suspended.

If someone won’t give you that information, get as much information as you can and call the police.  Tell the police you were involved in an accident and that the other driver won’t provide insurance information.  The police will take this very seriously.  They will get the information for you.  If the driver was uninsured they will tell you that and will probably charge the other driver.  You will then be covered by your own insurance company.

They are assets that you can have that will not affect your eligibility to ODSP.

There is a list of ODSP exempt assets found in section 289(1) of Ontario Regulation 222/98. This is a regulation to the Ontario Disability Support Program Act, 1997.

The exempt assets that most often apply to accident settlements are: [...]

Yes you can sue.

Often lawyers will take the case on a contingency fee basis. [...]

There are two excellent structured settlement companies in Ontario: Henderson Structured Settlements and McKellar Structure settlements. [...]

I see no reason you cannot carry on with your life as best you can. I would never tell a client to do something or not do something in their normal life just because they are on disability benefits. [...]

Question: I have a slip disc in my back and work has advised me to pull off because I’m a truck driver and it could cause problems. Can I apply for a short term disability through UI (Unemployment Insurance) ?

Answer: Yes you can apply for std if you have these benefits.  You can also apply for employment insurance.  You can be disabled from work it you have a medical condition that prevents you from working safely. If this injury was caused at work you may have the option of applying for WSIB if you have WSIB coverage.

Question: Does the passenger (who sustained injury) in a motor vehicle accident have rights to the driver’s information such as address and insurance policy number? If the driver refuses, what is the passengers recourse? [...]